City of Coral Gables

File #: 22-3582    Version: 1 Name:
Type: Minutes Status: Noted and Filed
File created: 1/13/2022 In control: City Commission
On agenda: 1/25/2022 Final action: 1/25/2022
Enactment date: Enactment #:
Title: Insurance and Risk Management Advisory Board Meeting of December 3, 2021.
Attachments: 1. Cover Ltr Min Meeting 12 03 21, 2. 12-03-21-Agenda-for-Meeting-EK, 3. City Clk Atten Sheet - Adv Board 12 03 21, 4. 12 3 21 Workshop Minutes RE, 5. Exhibit 1 Strategic Review 2022 12.3.21
Title
Insurance and Risk Management Advisory Board Meeting of December 3, 2021.
Body

Quorum was not reached. Conducted as informative Workshop regarding the Strategic Review of Arthur J. Gallagher - Commenced 8:10am

MINUTES APPROVAL: - November 15, 2021 - Unable to approve due to no QUORUM.

Introduction of new Board Member - Mr. Paul Susz
Ms. Elejabarrieta introduced Mr. Susz as new Board member. Mr. Susz addressed all present regarding his background in insurance and legal experience. Everyone present introduced themselves for the record.

Overview of Insurance Renewal Process - Ms. Maria Perez, Arthur J. Gallagher
Strategic Review (Exhibit 1)

Ms. Perez stated this was a mid-year review of the insurance program which entails where the program has been, where it is today and where we would like for it to go toward renewal. Ms. Perez advised renewal process has already begun and the effective date of the renewal insurance policies is May 1st. Ms. Perez advised this insurance program has a self-insured retention for the liability coverages. Ms. Perez advised this may be the first of three meetings prior to actual renewal.

Ms. Perez commenced with Overview Page which describes Arthur J. Gallagher’s CORE360 approach, which includes looking at the following 6 areas:

1. Insurance Premiums - Cost for all existing insurance policies & compensation as broker

2. Program Structure - How individual pieces of the program work together as well as how city balances risk appetite against loss experiences

3. Coverage Gaps - Potential costs from any gap in existing policies such as sub limits, removable exclusions & extension of coverage

4. Uninsured & Uninsurable Losses - Potential or actual costs of any risks left knowingly or unknowingly uninsured or uninsurable

5. Loss Prevention & Claims - City’s participation regarding loss prevention. Ms. Perez stated Risk Manager Mr. David Ruiz has a very robust program including utilizing safety training offe...

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